Government Schemes for First-Time Buyers in Ireland

Snagg.ie explains how government supports like Help to Buy, the First Home Scheme, and the Affordable Purchase Scheme can help you secure your first home in 2025.

🏠 Help to Buy Scheme

Claim up to €30,000 in income tax refunds to put towards your deposit when buying a newly built home.

Learn more about Help to Buy β†’

🏑 First Home Scheme

This shared equity scheme helps bridge the gap between your mortgage and home price β€” covering up to 30% of the cost in exchange for a government stake.

How the First Home Scheme works β†’

πŸ’° Affordable Purchase Scheme

Buy a newly built home at a discount, with the local authority taking an equity stake that you can repay later or leave in place.

Explore Affordable Purchase Scheme β†’

πŸ“Œ Which Scheme is Right for You?

Many first-time buyers in Ireland use a combination β€” for example, Help to Buy + First Home Scheme. Be sure to check the eligibility rules and limits on combining supports.

See official scheme comparisons on gov.ie β†’